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Appraisers: What Are Your Top 3 Methods You Employ To Avoid Liability?

Replied Sep. 17, 2008

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John Peck replied to Tim Ferguson's discussion 'How hard is it?'

Interesting site. I have downloaded it and am now playing with it. As with many Microsoft products the help functions are something to be desired IMHO. Thanks Brian!!

May 8, 2009

John Peck replied to Tim Ferguson's discussion 'How hard is it?'

Interesting thread/discussion. I have been "quasi paperless" for the get go thanks to my mentor.....disto, pocket pc, dual monitors. the vault, and carbonite. Lately, I have purchased a Tablet PC. It came with Micosoft's One Note software. Talk abou…

May 5, 2009

John Peck replied to Bill Cobb's discussion 'Guess What? There's a New 1004MC Addendum Released Today! See Attached!' in the group 1004MC

I have to chuckle about this issue in order to keep my sanity. As a former "guberment bureaucrat" they (FNMA and Overseer) are "painting the train as it pulls out of the station!!" What is frustrating is I have paid in both time and $$ on training i…

March 11, 2009

Patrick Egger and John Peck are now friends

February 28, 2009

John Peck joined Patrick Egger's group

1004MC

This is an informational place for those working through the 1004MC.

February 23, 2009

Comment Wall (2 comments)

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At 8:04am on September 18, 2008, Bill Cobb said…: Hi John,
Thank you for you kind comments.

This is my reply in Water Cooler and I am sending you my Exterior comments created through USL via email.

Thanks to all of you who took the time to reply with your valuable and especially helpful experiences. Brian, thank you so much for the video, very helpful! I do own and use the USL Documenter II and find it especially helpful for FNMA 2055 Exterior Only reports. I highly, highly recommend the USL Documenter II.

Instead of creating a USL Doc file for each report, I've created 1 standard template for FNMA 1004 Refis, Purchases, Other (Divorce, Succession, etc..) and 1 Standard Template for FNMA 2055 Exterior Only. I have these in pdf format and attach them to the rear of my appraisal pdfs.

One reason I'm so sold on the USL Documenter II is from what I discovered in the Avoiding Residential Appraiser Liability Appraisal Institute Seminar in 4/2007:

“Appraiser Notes” are original, written content made by the appraiser and the courts give much more weight to “Appraiser Notes” than they do the extra 3-4 pages of Appraiser’s Certification verbiage from within the actual FNMA 1004 form. In other words, the courts haven’t had a tendency to rely upon the “fine-print” on the appraisal form.

The USL Documenter II helps me create these "Appraiser Notes" which are so helpful in an appraiser's defense in court.

See My Notes From This Seminar on Appraisal Scoop:

http://appraisalnewsonline.typepad.com/appraisal_news_for_real_e/2007/04/much_of_the_inf.html